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Insurance for your new diamond and any future piece of luxurious jewelry can prove to be very valuable

Often times the price of the wedding ring can be similar to the value of the car you own. If you own car insurance, don’t you think it may be wise to do the same for your cherished diamond.



After all in this case it is not just about the financial value as much as the over-romantic value of the engagement ring that you purchased.

commerce with insurance companies can be quite a irritate. Many times if you would like to contain your jewelry into your homeowner’s insurance you will have to obtain a rider
When the rider on your homeowner’s insurance is purchased it should be instantly active. Ideally, this rider should be purchased at the time the diamond is also purchased or at least very soon thereafter. Insurance companies will most likely request additional documentation and appraisals as to the value of supplementary jewelery.

Who want to be engaged with these most expensive engagement rings in the world? Perhaps you are in a short period of time would have engaged or married, I just wrote this for sharing about your engagement ring, may be as a reference for You as prospective brides. But, this is not just usual ring. This all rings very special and of course sold in very special price, in other word most expensive engagement ring in the world.
6. Yellow Diamond : $400,000
This ring with Yellow diamond is a very melancholy collection. Baseball star Johnny Damon, actor Charlie Sheen and Eddie Murphy wearing this ring in their engagement day. Equipped with a 5.11 carats of diamond, this ring worth $ 400,000.

5. Asscher Cut Diamond: $520.000
The ring was first developed in 1902, but the design was not perfect. Oscar winner Reese Witherspoon use this ring when married to actor Ryan Phillipe. The beauty of this ring is completed with 10.19 carats of diamonds. This ring is sold for $520,000.
4. Secret Kiss of the Rose: $525,000
Soccer star David Beckham put a diamond ring to Victoria Beckham in their wedding. Look at this ring, in the middle of the ring, there’s a 0.8 carat pink diamond surrounded by 4.15 carat of white diamonds that makes it very luxurious. This beautiful ring can be redeemed with a $525,000.
3. Internally Flawless: $1.3 million
This Platinum diamond type ring is a collection of Elizabeth Taylor Jewelry House, Los Angeles. In the middle of this ring is 5.98 carats of oval diamond and surrounded by ten 3.96 carat of round diamond, forming a flower. Prepare fund of $ 1.3 million to bring this ring home.
2. Tiffany Oval Diamond: $ 1.46 million and $800.000
Are you the people who love royal and glamorous things?? If Yes, then the Tiffany diamond is very suitable for you. Mounted on the left things is 14.79 carats of oval diamonds for $1.46 million and the ring on the right is 12.3 carats of shaped pillows diamond for $800,000.
1. De Beers Platinum: $1.83 million
Diamond in this ring is very luxurious and has a perfect sparkle. A diamond stone weighing 9 carats make this ring the most expensive engagement ring in the world. With the perfection of this ring. It’s worth if sold at fantastic prices $ 1.83 million.
Anyone want to get married with of of those most expensive engagement rings in the world?

On January 25, 1905, at the Premier Mine in Pretoria, South Africa, a 3,106-carat diamond is discovered during a routine inspection by the mine's superintendent. Weighing 1.33 pounds, and christened the "Cullinan," it was the largest diamond ever found.


Frederick Wells was 18 feet below the earth's surface when he spotted a flash of starlight embedded in the wall just above him. His discovery was presented that same afternoon to Sir Thomas Cullinan, who owned the mine. Cullinan then sold the diamond to the Transvaal provincial government, which presented the stone to Britain's King Edward VII as a birthday gift. Worried that the diamond might be stolen in transit from Africa to London, Edward arranged to send a phony diamond aboard a steamer ship loaded with detectives as a diversionary tactic. While the decoy slowly made its way from Africa on the ship, the Cullinan was sent to England in a plain box.

Edward entrusted the cutting of the Cullinan to Joseph Asscher, head of the Asscher Diamond Company of Amsterdam. Asscher, who had cut the famous Excelsior Diamond, a 971-carat diamond found in 1893, studied the stone for six months before attempting the cut. On his first attempt, the steel blade broke, with no effect on the diamond. On the second attempt, the diamond shattered exactly as planned; Asscher then fainted from nervous exhaustion.

The Cullinan was later cut into nine large stones and about 100 smaller ones, valued at millions of dollars all told. The largest stone is called the "Star of Africa I," or "Cullinan I," and at 530 carats, it is the largest-cut fine-quality colorless diamond in the world. The second largest stone, the "Star of Africa II" or "Cullinan II," is 317 carats. Both of these stones, as well as the "Cullinan III," are on display in the Tower of London with Britain's other crown jewels; the Cullinan I is mounted in the British Sovereign's Royal Scepter, while the Cullinan II sits in the Imperial State Crown.

Most people are unaware of the role diamonds play in bringing real benefits to people in the countries around the world where diamonds are sourced. Nowhere is this more evident than in Africa. It is also in Africa that
this same resource has been used to fund conflict. In 2000, a coalition of governments, non-governmental organizations and the diamond industry worked together to address this issue. In 2002, they established the Kimberley Process Certification System, a UN-backed process that has virtually eliminated the trade in conflict diamonds. Today, over 99% of the world's supply of diamonds is from sources free of conflict. Diamondfacts.org is dedicated to presenting the facts about conflict diamonds, along with how diamonds are driving economic growth and prosperity in countries around the world. Please, Learn more about buying diamonds from sources free from conflict, and about the important role diamonds play in many developing economies. Download More Information.

Fact #1: An estimated 5 million people have access to appropriate healthcare globally thanks to revenues from diamonds.

Fact #2: Conflict diamonds have been reduced from approximately 4% to considerably less than 1% since the implementation of the Kimberley Process in 2003.

Fact #3: An estimated 10 million people globally are directly or indirectly supported by the diamond industry.

Fact #4: The diamond mining industry generates over 40% of Namibia's annual export earnings.

Fact #5: Diamond revenues enable every child in Botswana to receive free education up to the age of 13.

Fact #6: In July 2000, the global diamond industry announced its zero-tolerance policy towards conflict diamonds and continues to drive this policy.

Fact #7: Sierra Leone is now at peace and exported approximately $142 million diamonds in 2005.

Fact #8: Approximately one million people are employed by the diamond industry in India.

Fact #9: Approximately $8.4 billion worth of diamonds a year come from African countries.

Fact #10: More than 99% of diamonds are now from conflict free sources and traded under the UN-mandated Kimberley Process.

Fact #11: The Diamond Development Initiative was established to improve the working conditions of artisanal miners.

Fact #12: The revenue from diamonds is instrumental in the fight against the HIV/AIDS pandemic.

Fact #13: Under the Kimberley Process, rough diamonds can only be exported and imported when accompanied by a certificate from the exporting country.

Fact #14: The charity Jewelers for Children funds a community based care program for orphaned children in South Africa.

Fact #15: An estimated 65% of the world's diamonds come from African countries.

Fact #16: Today, 71 governments and the legitimate diamond industry are all committed and legally bound to eradicating conflict diamonds.

Fact #17: The diamond industry has introduced a system to help give greater assurances to retailers and to provide consumers with the reassurance that their diamond is from a conflict free source.

Fact #18: Diamonds account for 33% of the GDP (approximately $3 billion) of Botswana. Since diamonds were discovered in Botswana, GDP annual growth rate has averaged 7%.
Fact #19: Major world leaders - including Nelson Mandela - have cited the importance of diamonds to the lives of African people.

Fact #20: It is estimated that one million people work in the informal (astisanal) alluvial diamond digging sector.

Fact #21: Some diamond producing countries are not Kimberley Process compliant.

Fact #22: In November, 2006, 71 Governments, leading NGOs, and the World Diamond Council agreed on measures to further strengthen the Kimberley Process.

Fact #23: At the 2006 Kimberley Process Plenary, the industry committed funds and resources to address challenges faced by countries with a high prevalence of artisanal alluvial mining.

A Diamond Grading Report is a document issued by a Gemological Laboratory describing a Loose Diamond. The laboratory will not issue reports on Diamonds which are set in a mounting. A Diamond Grading Report (certificate) issues a "grade" indicating the physical properties of the Diamond "at the time of evaluation". A certificate is a document which retains its value over a long period of time, assuming the Diamond does not chip or is not otherwise altered.


An appraisal can be performed on a loose Diamond, a mounted stone, or jewelry. If the stone is not loose, the physical properties are estimated using various estimation techniques. Most importantly, an appraisal indicates the Dollar Value of the piece under consideration. Obviously, the Dollar Value can easily change considerably over a relatively short period of time. Appraisals are most often used for insurance purposes.

Many people make the mistake of using an in-house appraiser to evaluate the purchase price of their Diamond. This is a big mistake. Firstly, appraisals are often over-estimated, and are therefore a very poor estimation of price. More importantly, any in-house Jeweler may be biased towards their own merchandise.

To further complicate matters, many people have become more educated when it comes to buying Diamonds, and have learned that its important to have a GIA certificate. What they have not learned, unfortunately, is how to differentiate between a GIA GTL (Gem Trade Lab) Grader, and a GIA G.G. or Graduate Gemologist. Many assume that getting an appraisal by a GIA gemologist is the same as getting a GIA Grading Report. Some unscrupulous Jewelers attempt to further that illusion.

The GTL (Gem Trade Lab) Grader is a GIA employee who performs the Diamond Grading for the Institute. A GIA Graduate Gemologist, on the other hand, has simply passed the GIA Diamonds, Diamond Grading and Colored Stone, Gem Identification and Colored Stone Grading courses.

The GTL grader has all of the above and more. S/he is far better trained in grading and usually has far more experience than a G.G. Further, the GTL grader does not have the same vested interest in the outcome of the grade of the stone they are evaluating.

First a quick note. GIA has contacted us requesting that we use the term Diamond Grading Report rather than Certificate. Their concern seems to be that a Certificate might imply that the lab is certifying the diamond, which some may view as an endorsement of the item rather than a description. That is an important distinction, one that probably came years after GIA's lab started offering reports. However people in the trade still use the term certificate or cert for short. So we will respect GIA's wishes, but want you to be aware of the issue.


Before we dive into the anatomy of an actual Diamond Grading Report, it is important to understand the purpose of the Report. A Diamond Grading Report is a statement, issued by an independent Gemological Laboratory, that at the time of evaluation, the Diamond in question has been examined by experienced Diamond Graders, using various gemological instruments, and determined to contain the characteristics as stated in the Report. As we discuss the various elements contained in the report, we will describe which gemological instruments were used to evaluate the specific property under discussion.

The reason it is important to have a Diamond evaluated by an independent Laboratory is that minute, invisible to the naked-eye, characteristics of a Diamond can have a major influence on the price. Therefore, if not for a great deal of scrutiny on the part of the buyer, it is easy to mistakenly purchase a Diamond of lower value, believing it to be of higher value.

Note that since this article was first written, different versions of diamond grading reports have come out. We do revisit this page from time to time to make sure new elements are incorporated into the article. But if the report you have does not look exactly the same as these pictures, do not worry.


We recommend strongly that you do not buy any diamond without a Grading Report. GIA is the foremost Laboratory in the world, though there are other reputable labs out there. However, not all labs are made alike. GIA created the standards and all respectable labs follow them. They have the best instruments and the most advanced gem lab in the world. That's why all the most important diamonds in the world carry GIA reports. From the Hope Diamond to the Heart of Eternity, the Millennium Star, the Tiffany, the Premier Rose and The Incomparable.

If you found a Diamond you like, and it is not certified (i.e. does not carry a grading report) there is nothing wrong with asking your Jeweler to send it to GIA. If your Jeweler has a problem with that, then you should start asking your jeweler and yourself more questions! This request is a standard practice in the Diamond Industry.

What's in a name?

The number one most important item to look for on a Diamond Grading Report is the name of the laboratory! If you never heard of the Laboratory, do some research on them. Post a note in our forum asking about them.

Search for the word "Lab" in our Forum.

Certificate (Grading Report) Number

Every lab has a certificate (or " report") number, which uniquely identifies a Diamond. The Lab keeps an internal copy of everything which you see on the certificate, plus some additional information for their files. If you call up the Lab and give them the cert number, they can even reissue a certificate (report) if you lose it.

Search for the word "Certificate" in our Bulletin Board.

Laser Inscription Registry

The laser inscription registry refers to the fact that all diamonds receiving a GIA Diamond Dossier® is micro-laser inscribed with its unique GIA Report number.

Shape and Cutting Style

Shape refers to the outline of the diamond. Examples include:
Round, Pear, Heart and Oval.
Cutting Style refers to the facet arrangement. Examples include:
Brilliant, Marquise, Emerald, Princess, Step and Mixed.

Search for the word "Cut" in our Forum.

Measurements

Measurements of the Diamond's diameter:
For round diamonds these would be "minimum diameter - maximum diameter x depth" whereas for fancy shape diamonds it would be "length x width x depth". These measurements are calculated to the hundredth of a millimeter by a non-contact measuring device or a micrometer.

Search for the word "Measurement" in our Bulletin Board.

Size Matters

Diamonds are weighed to the thousandth of a carat with a digital measuring device. On the grading report, weight is rounded to the hundredth of a carat.

Add Color to your Day

Color ranges from the best grade of D, down to Z. After Z are Fancy Colors. Color grade is determined by examining the Diamond next to a master set of color comparison stones, under special lighting.

Search for the word "Color" in our Bulletin Board.

On a Clear Day you can see Diamonds Are Forever

Clarity ranges from the best grade of IF, down through VVS1, VVS2, VS1, VS2, SI1, SI2, I1, I2 until I3. Clarity is a reflection of the number, size, placement and nature of inclusions and/or surface irregularities on the Diamond. The experienced Diamond Grader examines the Diamond with the aid of a Stereo Microscope, which aids in identifying the nature of an inclusion, or finding pinpoints (very, very tiny crystals inside the Diamond). However, the actual grade is based only on what is visible under a 10X Loupe.

Search for the word "Clarity" in our Bulletin Board.

Cut Grade

The Cut Grade is a new feature of the GIA report.

Finish, Polish & Symmetry

Finish describes the polish of a Diamond and how symmetrical, or how evenly, the facets have been placed.
Polish refers to the quality of the polish on the facets. An excellent polish reflects the care taken by the Diamond cutter.
Symmetry refers to how precisely the facets are aligned to each other. It is easy to detect this property with a loupe. Look at the table of your Diamond. Does the right side look like a mirror of the left? Do all the facets have more or less the same shape, or do they vary greatly?

Polish Excellent Very Good Good Fair Poor and Symmetry Excellent Very Good Good Fair Poor

Search for the word "Symmetry"  in our Bulletin Board.

Fluorescence

Fluorescence refers to a Diamond's reaction to long wave ultraviolet radiation. If a Diamond has too much fluorescence, some feel strong fluorescence can make a Diamond less desirable. Below are example values for Fluorescence.

Fluorescence None VeryFaint Faint FaintBlue MediumBlue StrongBlue VeryStrongBlue FaintYellow MediumYellow StrongYellow VeryStrongYellow

Search for the word "Fluorescence" in our Bulletin Board.

Comments, Comments, Comments

Comments are used to describe characteristics not discussed elsewhere on the certificate, or to mention items not plotted. For example, "minor details of polish are not shown" is a common comment.

The Plot Thickens!

A Plot is a graphical representation of the imperfections of the Diamond. Each Diamond is as unique as a fingerprint. By plotting its characteristics, and combining this with the physical measurements of a Diamond, a Lab can uniquely identify each stone. This plot helps the Grader in the even that a customer returns to the Lab and requests a verification that the Diamond presented with a certificate refers to the same Diamond described in the Certificate. Internal characteristics are plotted in red, and external characteristics are plotted in green.

Key to symbols

The key to symbols helps you identify characteristics marked in the plot.

Security Features

There are several security features in place to make it hard to forge a grading report, including upc codes and a hologram. If you want to make sure that a diamond matches the grading report, have an independent appraiser, one who does not sell diamonds, verify the report for you. The reason the appraiser needs to be independent is so that there is no conflict of interest. An appraiser who would love to sell you a diamond is less likely to be fair to a diamond you bring in than someone who doesn't sell or get a commission for a diamond sale.

A picture speaks a thousand words

Gia has modified their report to include proportion information in graphical format. The following sections will only appear in older reports.

It's all Proportional

Depth percent refers to the percent of the depth of the Diamond, table to culet, relative to the width of the stone.
The Table of a Diamond refers to its largest facet, the main part of the Diamond you look at when the stone is face-up.
Table percent refers to the table size as a percentage of the Diamond's average width.
These ratios help determine how "well" the Diamond has been cut.

Search for the word "Proportion" or "Depth" or "Table" in our Bulletin Board.

Girdles

The Girdle of a Diamond is the dividing line between the crown, or top part of the stone and the pavillion, or bottom part of the stone. Girdle thickness can be very thin in part of a stone and very thick in another part. That is why it is expressed as a range. The girdle can also be faceted, or not. A faceted girdle usually improves the look of the stone, and involves having the cutter polish facets into the girdle. You may also see some diamonds with a laser inscription right on the girdle. It is relatively inexpensive to have a custom message inscribed and it doesn't affect carat weight. Below are example Girdle Thicknesses.

GirdleThickness ExtremelyThin VeryThin Thin Medium SlightlyThick Thick VeryThick ExtremelyThick to GirdleThickness VeryThin Thin Medium SlightlyThick Thick VeryThick ExtremelyThick , Not Faceted Faceted PartiallyFaceted

Search for the word "Girdle" in our Bulletin Board.

Culet

The Culet of a Diamond, if there is one, is the facet on the pointy bottom part of the Diamond. Its existence helps prevent chipping. Below are possible culet sizes.

Culet None Very Small Small Medium SlightlyLarge Large VeryLarge ExtremelyLarge

Where's the value?

Value or price is not included in a Diamond Grading Report. The grading report reflects quality only, not pricing. The report is meant to be valid long after market prices have changed. If you want a paper to certify value at time of purchase for insurance purposes, get an appraisal. It might be a good idea to contact your insurance broker to find out what type of appraisals they accept and what the replacement value will be based on.

SI3

If you have a certificate with an SI3 grade, you might like to know what it means. There has been talk for years about introducing an SI3 grade to further subdivide the range between SI2 and I1 stones. EGL - Los Angeles, (European Gemological Laboratory) started to give out SI3 grades, followed by the "Rap Sheet" (a trade-publication of Diamond prices), incorporating SI3 into their price list as well. Therefore, many feel the SI3 grade has "made it". While we do believe that there is nothing wrong with the concept of the SI3, the fact that GIA does not recognize it makes the SI3 grade less valuable.

 Trying to sell your Jewelry? You may have had the experience of trying to sell to places with signs, "Highest Prices Paid for Your Diamonds!", "Free Appraisals!". Was the offer price in a whole different category of prices than what you bought it for? Why do you think those appraisals are free? When someone is a buyer, they cannot offer an unbiased appraisal. They want to buy your jewelry for the lowest price possible.


Many people want to know where the best place is to sell their Jewelry. While there are many options, if you want to maximize the selling price, you're probably best off to bring your Jewelry to an Auction House, or listing it in a Classified ad. We offer a Jewelry Classified section and since its inception, most people seem to sell rather quickly if the seller provides enough documentation. You can also use Craigslist or eBay. The benefit of Craigslist is that due to the local nature of the ad, you might be able to meet the potential buyer face to face. Making both sides feel more comfortable. On the downside, you are likely to reach a smaller audience of potential buyers... Jewelry auctions for individuals on eBay are very hard and quite competitive. Between the fees and security needed to make the deal go through, it might not be the best bet. eBay seems to do better with other categories.

No matter which avenue you choose, make sure you find out what your Jewelry is worth first, through a totally independent appraiser. And be sure to obtain appropriate documentation. The buyer won't buy if they don't have enough information proving you are the owner of the Jewelry and are trustworthy enough to risk sending off funds.

 Many people think of diamonds as an investment and indeed, they can be very good investments. But before you get carried away, we of Jewelry industry would like to give you a few words of warning about this type of investment. These few words of advice can make the difference between a wise move on your part or a financial disaster.

Diamond Investment Facts

1. White diamonds that cost under $50,000 at a true wholesale price are not rare enough to be considered an investment except in a market that exhibits extreme inflation of the currency. Even then, these less expensive stones may drop dramatically in price when inflation is curbed. If you wish to possibly make a profit and have an easy time re-selling the stone, you have to buy a beautiful and rare enough stone so that there are more buyers than stones available at the time of resale.

2. The most common use of diamonds as an investment is as an insurance policy against the unexpected. High liability professionals buy important diamonds and often hide them offshore. In the case they end up on the wrong end of a civil law suit, they have a private source of wealth which can get them back on their feet. If the courts can't find an asset and don't know about, they cannot confiscate it. If the investment diamond is never used, it can be quietly passed on to the children in the estate.

3. Most people believe that DeBeers controls the market for diamonds and therefore they control the price. DeBeers does, to a great extent, control the distribution and base pricing of rough (uncut) diamonds. They do not, however, control the price of polished diamonds. Polished diamond prices fluctuate up and down and are highly impacted by things such as interest rates and inflation. During the high inflation period of 1978-1980 in the U.S., white diamonds were approximately 4 times more expensive than they are now in the late 1990's.

4. Buying an important or investment diamond at the right price is very critical. The world's diamond community essentially uses the Rapaport Diamond Report as a guide for buying and selling diamonds. No consumer can ever expect to make a profit on a diamond in a few years if they are buying at typical retail prices in stores. Buying a diamond with a GIA diamond grading report and at some kind of discount from the Rapaport wholesale price list (see our section on Rapaport) will help ensure that if diamonds go up over the years to come, the initial bid-ask spread will disappear and a profit may eventually be taken. A reputable dealer should be able to sell you certified diamonds for 5 - 10% over their cost. Any more than that and you are paying too much.

5. While fine, large 5+ carat white diamonds can make very acceptable long term investments, the diamonds with the best appreciation track record are natural fancy color diamonds such as yellow, pink , blue, green, purple and red. Since serious recording of prices started on these stones around 1970, they have never fallen in price. In recessions, they tend to move laterally and in healthy economies or inflationary times they tend to move up in price. Blue diamonds have approximately doubled in price every 5 years, pink diamonds have doubled in price about every 6-7 years and yellow diamonds have doubled in price about every 8-10 years since 1970. These diamonds are hundreds and thousands of times more rare than the finest "D" color diamonds. And, most famous diamonds are not white. Think about it! The Hope is blue and the Tiffany is yellow, just to mention two stones.

6. Top quality diamonds are more liquid than real estate but less liquid than stocks or gold. It will take some time to find a buyer for your stone. Interestingly, the more rare and pricey the stone, the easier it is to resell. There are so few truly magnificent diamonds and there is a lot of money in the world looking for that type of stone. It is much easier to sell a $100,000+ stone than a $1,000 stone.

7. Always buy an important stone with a GIA or EGL certificate. Most large and rare stones have a certificate that was issued at the time of cutting and will be recorded and will stay with it until it is reexamined for a specific reason, the number shop remain the same forever. This is the pedigree for the stone, your assurance of what you are buying and the future owner's assurance of what he/she is buying from you. Don't ever take the jeweler's or dealer's word on the quality of a stone, always insist on certification. Most truly important stones already have GIA or EGL certificates with them.

8. When in doubt, find a specialist in the field to help you.

9. Ask an EXPERT in a specific field that has experience and knowledge in the field.

 Jewels and gems last a long time, so good sales people will make claims like this is an "investments" and "will always be worth more than what they cost". But that assumes the goods rise in value and you can easily sell them with low sale costs. Demand and supply is everything.

Jewels historically appreciate at about the rate money inflates; in the words of Dave Atlas – "Most luxury items we buy wear out or rot". Jewelry, and especially diamonds, can last forever and have more "intrinsic value" than cars and houses. Land has "Intrinsic value" and so too do gold and diamonds. But the "fashion value" can be fickle, unless the piece is a rare collectable.


To sell the biggest problem is finding a buyer, one who shares your taste and wants to buy what you want to sell right now.

However,

1. Do buyers trust you? How do they know it is real? A jewelers name and reputation, like Tiffany, command a premium because of trust. You may loose that premium when you sell.
2. Unless you are famous, you offer a buyer little or no prestige, and no flexibility, or service (e.g. ring sizing, appraisal etc.)
3. Buyers usually only want the stone(s). They give you nothing for your setting.


Clothing stores have huge mark-ups; this we know from the end of season sales markdowns. But clothing stores turn their stock around 4 times faster than jewelers; so to make up for stock turns jewelers need very big mark-ups to stay in business.

So why buy jewelry as an investment?

1. Not everyone trusts banks. In some cultures and countries often +10% of wealth is "portable". Cashing in gold and diamonds helped many Chinese escape from Indonesia in 1997.
2. Some women consider their jewels as security or "running away assets" (few diamonds are returned if the relationship ends).
3. Jewels are emotional or family investments; a band of diamonds marks a child's birth, a ruby bangle for a 40th wedding anniversary etc. They are usually an important part of an inheritance. The more love in the family, the higher the non monetary value.
4. A $100,000 diamond ring has more 'investment' potential than a $1,000 ring. You do not buy a $1,000 painting hoping to sell it in a few years for $5,000. There is relatively less cost to selling an expensive piece; as the value goes up, seller's margins come down, just like in real estate.
5. Less people are diamond investors. It is easier for a buyer to compare the prices of many similar cars, properties or shares. Jewelry requires a lot of specialized expertise.


OK, you are not buying jewelry to sell for a profit. But you want to buy something that will gain in intrinsic value. What is the best investment?

1. Consider buying something that can be worn most of the time (not left at home for thieves) and you may not need to pay to insure it.
2. A single diamond does not go up in value faster than say a pair or a matched set in a 3 stone ring.
3. But a single stone may be more liquid than a collection. A single stone might cost less to set.
4. “Investment diamonds must be D Flawless or VVS quality”. What rubbish! Rarer diamonds are the hardest for you to sell. Medium quality diamonds (with no visible imperfections or obvious discoloration) are more saleable, and go up in value at a proportional rate to rarer more expensive diamonds.
5. Princess cuts are hot at the moment, but in a few years they will be passe. Heart shapes, marquise and other shapes come and go in fashion. Round brilliant cut diamonds are definitely the best most resell-able in the long-term.
6. 90% of round diamonds are poorly cut. A clever buyer will buy a non-traditional ‘Ideal Cut' diamond that will fit into the new GIA and AGS best cut standards.
7. Fancy colored pink diamonds may become rare if the Australian Argyle mine output falls as appears likely. But pinks are hard to re-sell.


There are lots of opportunities for those prepared to do some homework via Pricescope and the internet to both enjoy beautiful diamonds and secure a bit of diversity in your investments. But don't buy with a goal of making money by reselling, unless you make it your raison d'etre.

Best of all, many vendors will trade diamonds up. Some are especially generous with stones they sold in the first place. The only caveat is that that you must spend the same amount as the original purchase or the trade in value.

Do you love diamond jewelries? Then you must have heard of the Indian city of Jaipur, even if you have never been there. The city is jewelry itself, because the city has famous gemstones, when it comes to preference international collectors always settle on Jaipur as the jewelry city of the world.



When it comes to buying diamond jewelry, you will want to keep in mind the caveat that warns every buyer to beware. When a retailer anywhere is offering a high reduction in sales for such product as diamond jewelries be sure that it could be a calculated attempt to make you think you are getting the best bargain, when they are actually pulling wool over your eyes.

When it comes to buying jewelries you should not be in a haste to buy them. Just because of the low price offered. They could be substandard without you knowing and if you think the retailers are not capable of swindling you then you have got another think coming. What you should know is that, they may not have any need to keep you as a customer rather it is your money they need so your patronage doesn t matter once you have given them your money.

Before you settle for any jewelry store take your time and go through the catalog of both online and offline jewelry stores. This will enable you see the kind of diamond jewelries and set available. You may want to try somewhere else, if the store hasn t got what you want. However, nothing stops you from making enquires they may have what you want locked away.

When it comes to buying jewelry the most important thing is in the negotiation, because most jewelers know that the real buyer can hardly tell difference in prices. However, a dependable jeweler is not interested in swindling the consumer for these reasons they always have price tags and every other information about what the customer want to buy.

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If you don’t want to buy imitation diamonds then you got to be on the alert. Properties such as cubic zirconia looks very similar to diamonds, however they are not as expensive. Some laboratory produced gemstones like moissanite also look like diamonds in appearance and can hardly be differentiated when the equipment ordinarily used to detect cubic zirocnia is use to test them. You must test for your diamonds before you pay for them. Ask for the testing to be done with recent testing instruments or don’t buy.Blue diamonds are said to have originate from India. And they have been used for several years. Another country where blue diamonds are also found is South Africa. However, you can get to buy blue diamond jewelries in many countries around the world in different fascinating shapes and sizes.

Diamond bracelets are now commonly created with white gold bracelet combined with blue diamonds. This design has an erotic and classy appearance, owning to their delicate character. Blue diamonds bracelets are fabulous in looks when set against a light colored platinum or white gold.If you don’t have accurate details regarding information about diamond jewelry, then you might make a bad choice on the subject. Don’t let that happen: keep reading and the rest of this article will provide you with more helpful information.

The activities of online internet scams are increasingly making the purchase of diamond jewelries a very difficult task to accomplish. However, there is no need to attribute scams with every online jewelry shops. What you need is carefulness when buying anything and not just when buying diamond jewelries. You can still buy authentic diamonds online.Before purchasing a diamond online, it is important you take your time and study the qualities that define diamonds generally. These qualities include the clarity, cut, color, and carat of diamonds. Knowing these attributes usually come in handy when buying diamond jewelry online.If you are concerned with specific tricks about diamond jewelry, the above piece will prove helpful to you somewhat if you go beyond just reading it to fully grasping it. Understanding and also knowledge comes from really comprehending writings such as this, whether it’s precisely what you were focused on or not.

Despite the fact that one can find handful of straight up tricks as you buy a diamond ring there are certain techniques of the commerce which jewelers use to sell you the lowest quality stone in the maximum cost. Let's examine them all;
"Valentine's Day - Purchase 50-75% down all the things! "
This one makes me giggle. To tell the truth the majority of retailers distribute their expensive diamonds with a 200-300% mark-up on, consequently despite the presence of 75% off, you can be still paying 125% much more than you need to.


One more con to pay attention to is that this price tag lessening may well be off the 'Recommended Retail Price (RRP)'. The RRP is a selling price that the store has created itself, so it can certainly inflate the rrp, to generate it seem like you're finding a wonderful package!

One method to discover the best value could be to perform several research and then determine precisely what your diamond is worth simultaneously at various other stores and also on the internet.

"We primarily stock superior diamonds that are well cut, see how they shine"

The most wild ideas that you're going to uncover whenever you purchase a diamond ring stands out as the extremely properly lit up displays. Surely every diamonds is going to shimmer remarkably when it is lit up right from every point of view!

Before you'll buy a diamond ring make sure that you notice it beyond the brilliant lamps. All over again, check the grading certification to ascertain the grade of the chop.

"I'm sorry, that stone has been purchased, however , we do have got one similar"

It is amongst the most well-known scams in the book; 'sell' the gemstone that was publicized, however , offer you another that is a lot more steeply-priced. In case they don't possess a matching diamond in a very similar price to the one you wanted and you're not cheerful venturing into a higher quality diamond then simply get out of the retail store.

"This one is amongst the most well liked, all the young girls absolutely love it" or "If perhaps my sweetheart quizzed me, I'd want that one - it is gorgeous".

The supreme marketing device is the your thoughts. You are not going to buying a diamond ring for anybody else's sweetheart, or the store associate. Opt for what you prefer and which senses right for you and your romantic relationship.

"This specific ring contains fantastic value, and I guarantee that the evaluation equates at far more as compared to what you will shell out these days"

The top recommendation in case you are given this incentive is to call their bluff. Make sure they confirm written that your particular diamond definitely will appraise at a greater value as compared to what you are forking out, or they'll compensate you accordingly. Next take your diamond to an third party appraiser, not one that the shop advises!

If you're able to;

. carry out a bit of stone homework so that you have knowledge of the 4 C's of gem quality,

. insist upon viewing the accreditation for your diamond,

. get yourself an assurance of cost pending a completely independent precious stone value determination and

. take some time to acquire exactly what you would like,

then there's very little likelihood that you will be scammed whenever you invest in a diamond ring from a jewelry sales person.